Research

WORKING PAPERS:

The Incidence of Adverse Selection: Theory and Evidence from Health Insurance Choices” (with Mike Geruso and Tim Layton) 

Wage Insurance for Displaced Workers(with Ben Hyman and Brian Kovak) 

Fungibility in Workplace Benefits Choices: Evidence from Health Savings Accounts” (with Brent Davis and Andrew Gellert) 

Health Saving Accounts and Life-Cycle Saving: Implications for Retirement Preparedness” (with Leora Friedberg, Jaeki Jang, and Eric Young)

Does Mandatory Retirement Saving Crowd Out Voluntary Retirement Saving? (with Leora Friedberg and Wenqiang Cai) 

“Links Between Puzzles in Household Finance: Evidence from Employee Benefit Choices” (New draft coming soon)
(with Leora Friedberg and Brent Davis) 
-Winner, 2024 Financial Literacy Research Award, Cherry Blossom Financial Education Institute 
-Previous version circulated as “Overpaying and Undersaving? Correlated Mistakes in Retirement Saving and Health Insurance”

PUBLICATIONS IN ECONOMICS:

On Resource Allocation in Health Care: The Case of Concierge Medicine (with Molly Candon and Guy David) 
Journal of Health Economics, 2023
Media coverage: KFF Health News, ABC News, Philadelphia Inquirer 

Employed in a SNAP? The Impact of Work Requirements on Program Participation and Labor Supply (with Colin Gray, Elena Prager, Kelsey Pukelis, and Mary Zaki)
American Economic Journal: Economic Policy, 2023
Appendix
Media coverage: NPR Marketplace, Washington Post, The Weeds, Business Insider, Newsweek, The Atlantic, The Indicator from Planet Money, Center for Public Integrity World Food Policy Center

Health Insurance Design Meets Saving Incentives: Consumer Responses to Complex Contracts
American Economic Journal: Applied Economics, 2022
Appendix
-Winner, 2022 TIAA Institute Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security
Media coverage: 401Specialist, Business Insider, Yahoo! Finance, TIAA

Education Gradients in Mortality Trends by Gender and Race”  (with Chris Ruhm)
Journal of Human Capital
, 2022

Has Mortality Risen Disproportionately for the Least Educated?” (with Chris Ruhm)
Journal of Health Economics, 2021 
Appendix

Wage Insurance and Labor Market Trajectories” (with Ben Hyman, Brian Kovak, and Theo Naff) 
American Economic Association: Papers and Proceedings, 2021
Appendix

Losses (and Gains) from Health Reform for Non-Medicaid Eligible Uninsureds” (with Scott Harrington and Mark Pauly)
Journal of Risk and Insurance, 2020 
  [subsumes “The Price of Responsibility: The Impact of Health Reform on Non-Poor Uninsureds” NBER Working Paper 21565
Media coverage: The New York Times, Wall Street Journal, Marginal Revolution

Dying to Win? Olympic Gold Medals and Longevity
Journal of Health Economics, 2018.
Media coverage:BBC, Quartz, Marginal Revolution

A Cautionary Tale in Comparative Effectiveness Research: Perils and Pitfalls of Observational Data Analysis” (with Armando Franco, Dana Goldman, and Daniel McFadden) 
Measuring and Modeling Health Care Costs. NBER Book Series Studies in Income and Wealth. University of Chicago Press. 2018 

Sticker Shock in Individual Insurance under Health Reform?” (with Mark Pauly and Scott Harrington)
American Journal of Health Economics, 2015 
Media coverage: Wall Street Journal,Washington Post

Do National Cancer Screening Guidelines Reduce Mortality?” (with Thomas Stratmann)
Journal of Population Economics, 2015 

Plan Selection in Part D: Evidence from Administrative Data” (with Florian Heiss, Daniel McFadden, and Joachim Winter)
Journal of Health Economics, 2013 

PUBLICATIONS IN HEALTH POLICY:

The Unanticipated Consequences of Postponing the Employer Mandate” (with Mark Pauly)
New England Journal of Medicine, 2013 

Coping with out-of-pocket health payments: Empirical Evidence from 15 African Countries” (with Xu Ke)
Bulletin of the World Health Organization, 2008 

Financing Global Health: Mission Unaccomplished” (with George Schieber, Pablo Gottret, and Lisa Fleisher)
Health Affairs, 2007 

WORK IN PROGRESS:

“The Virginia Work Requirements Experiment” (with Tim Layton and Adrianna McIntyre)

“New Evidence on the Relationship Between Consumption, Health, and Utility” (with Jessica Ya Sun)

OTHER WRITING:

Evidence on the Effects of Work Requirements in Safety Net Programs” (with Colin Gray, Elena Prager, Kelsey Pukelis, and Mary Zaki)
VoxEU, October 4, 2021

The Future of U.S. Health Care: Is Medicare Really Better at ‘Saving’  Money?” (with Aaron Edlin and Dana Goldman)
Economists’ Voice, 2014 

Want More Value from Prescription Drugs? We Need to Let Prices Rise and Fall(with Dana Goldman and Darius Lakdawalla)
Economists’ Voice, 2013 

Why ‘Medicare-For-All’ is Not the Answer(with Dana Goldman)
Health Affairs Blog. May 14, 2013

Why Private Medicare Plans Don’t Cost Less (with Dana Goldman and Daniel McFadden)
New York Times Economix. October 16, 2012